Six locations to serve you better... Martinsburg, Ranson, Inwood, Parsons, Terra Alta WV & Oakland MD|ronnie@fargoins.com
Blog2018-08-21T17:14:29+00:00

Our Blog

QUESTION! Does fear’s grip hold you?

We talk to ourselves a lot. Every day, all day most days. So, what we are saying to ourselves matters. Where we let our thoughts go matters. If not, cognizant, ruminating thoughts can leave us feeling gripped by fear. Whether our fears are very understandable or completely irrational, we are given a choice to begin replacing the fearful thoughts with truth. It doesn’t come easy and actually takes practice to notice and be intentional, but getting into a practice of this can help us guard our minds and our hearts against the evil one and shape our emotions in a positive and productive way each day.

What does the Lord say about fear? Read this as your replacement today. / / / / / “His huge outstretched arms protect you – under them, you’re perfectly safe; His arms fend off all harm. Fear nothing – not wild wolves in the night, not flying arrows in the day, not disease that prowls through the darkness, not disaster that erupts at high noon…He ordered his angels to guard you wherever you go.” (Psalm 4-6, 11) / / / / /

 

Brittany Fargo Terris

“Yes, I am an advocate for discipline, but I am also an advocate of God’s grace. Children will be children. God disciplines us because He loves us. He shows us grace because He loves us. We are His children, so shouldn’t we do the same for the children He’s gifted us?”
Brittany Fargo Terris

By |April 30th, 2019|Categories: Uncategorized|Tags: , , , , , , , |0 Comments

Social Media Campaign!

This week I’m going to explain our social media campaign and how we would like for our followers to get involved…and or you guide us as to how you want to be involved.

We have decided to create a sort of mascot and we’d would like to incorporate The FIG (Fargo Insurance Group) in its’ name. Here is our first mascot.

This is our first of many mascot’s. What we would like to do is keep a mascot for about 6 months and give them away in a social media type of contest. This is where we need your help. What would be fun and involving on your part? How would you like to participate? What would get you involved?

We will start a campaign with… WHERE is FIG? WHERE will FIG go next? FOLLOW FIG!

Please give us your ideas and let us know the best way for you to participate in our social media campaign.

 

By |March 26th, 2019|Categories: Uncategorized|0 Comments

Well, It’s that time of year: Swimming Safety

SWIMMING RULES

  • Always swim with a buddy.
  • Swim only in the areas that have a lifeguard.
  • Stay out of the water when you are  very tired, very cold or over heated.
  • Follow all swimming rules posted at the swimming area.
  • Obey the lifeguard’s instruction.
  • If you can’t see the bottom of the pool in the deep end or the water is cloudy, don’t swim there.
  • Avoid swimming at night in unlighted areas
  • Don’t chew gum or eat while swimming, you could choke.
  • don’t push shove or run near the water, horseplay can be dangerous.
  • Get out of the water immediately if you see lightening or hear thunder. Lightening can strike from 10 miles away.
  • Swim a safe distance away from diving boards and slides. Never swim under them.
  • Never swim near a dam or boat ramp
  • Avoid swimming in river currents
  • Always be aware of riptides and ocean currents.
  • Always assess the situation before entering any body of water.
  • Always wear or be knowledgable of  the locations of life-vests and life saving equipment.

RULES FOR POOL SLIDES

  • Slides should be at the deep end of pools so that the entry is into at least 8 feet of water and away from diving areas.
  • Go down feet first or in a sitting position. Going down head first is dangerous – you could injure your head, neck or back.

RULES FOR THE BEACH         

  • Always know where the nearest lifeguard stand is.
  • Be sure you know the surf conditions before you get in the water. (riptides and currents)
  • Check for warning flags.
  • Observe danger signs.
  • Swim well away from piers, pilings and diving platforms.
  • Be on the lookout for dangerous marine life.
  • Do not swim with or amongst any marine life. They and you could be mistaken for food to larger predators.
  • If you swim out from shore, remember you have to swim back (possibly against a strong current)
  • If you are caught in a current, don’t try to fight it or swim against it. You can make it back to shore by swimming away from it by swimming perpendicular to the current. (don’t panic)
  • Don’t let anyone pressure you into a dangerous situation or stunt.

RULES FOR WATERPARK  SLIDES, FLUMES AND WAVE POOLS

  • Be sure all areas have a lifeguard.
  • Position yourself carefully before you go down any slide.
  • Don’t be pressured into a stunt
  • In a wave pool be sure you know how deep the water will be when the wave is activated and running.
By |March 21st, 2019|Categories: Uncategorized|Tags: , |0 Comments

We need your input

Here at The Fig, we are taking strides to increase our on-line and social media presence and we need your help.

What is it that makes you follow someone or some business? What would you like to see? What gives you value? We want our posts to be fun and/or entertaining. Let us know what makes you click, read and follow? Let’s face it. Insurance content is pretty boring. You can find a million websites and social media accounts that explain insurance. We want you to be excited to wake up and tackle your day and inspire you to be active with our blogs and posts. Please let us know what your thoughts are.

You can respond by clicking below on any social media platform and sending us a direct message or email me directly at eric@fargoins.com

facebook:

Twitter:

Instagram: @fargoinsurance

With Instagram you must use your phone. You can not link from a computer or laptop. Direct message us.

 

By |March 19th, 2019|Categories: Uncategorized|0 Comments

Employee Profile: Ronnie Fitzpatrick

You could possibly find Ronnie in our Inwood office or you might find him on the basketball court coaching. Either place, you will find him working hard and deeply involved in his community. Wether it be coaching girls basketball or helping a client with insurance needs, Ronnie is an extremely hard worker and we appreciate him and his dedication to whatever he decides to tackle.

Ronnie has been with The Fig for 2 years and has brought with him a corporate management style. He’s extremely dedicated to our insureds and their needs within our community and beyond. A graduate of Shepherd University, Ronnie is proud of his local roots, and his accomplishments on and off the court. We are extremely excited to have Ronnie on board and anxiously await the future and growth of our agency.

There comes a time in ones life when we all need positive reinforcement and Ronnie is the person for the job. Always looking on the brighter side of things and forever upbeat in a time our society is in such desperate need of people always looking on the brighter side of things. His energy and enthusiasm in life is infectious. and we could all benefit from a person, friend or co-worker like Ronnie. This seems rare in today’s society and we welcome his attitude, dedication and determination to make this world and our community a better place to be, live, love and prosper. If you see Ronnie around, make sure to say hi and strike up a conversation or stop by our Inwood office if you like, you’ll be glad you did and you will probably come away from that conversation feeling a little better about yourself and life.

Thank you for being you Ronnie. We wouldn’t have it any other way! Good luck and keep up the great work you’re doing.

Ronnie & Family

 

 

By |March 14th, 2019|Categories: Uncategorized|0 Comments

Making a claim!

 

What to do if you need to report a claim. Wether it be your home/property, your car/boat/motorcycle, your pet or a loved ones life. Here at the FIG, we are committed to our clients and their safety. The first thing one should do is get yourself and loved ones to a safe place away from danger of the elements and surroundings. Remember, if you don’t save and or help yourself first, you can’t help a loved one or anyone else.

Second — Take a breath, assess the situation and call 911 if necessary. Safety is always first. Please don’t worry about the insurance claim at this particular time. We will be there for you through the process.

Third — Make the claim by either contacting someone here at The FIG (304) 276-4915 0r the claims phone number for the particular company that insures your property, pet or person.  You can also make a claim online for the particular company that insures you. Here at The Fig, we represent many different Insurance companies and they all have their own claims process and or contact information. Again, don’t worry we are here to help, that’s what we do. We are here for you through this tumultuous time, that is the business we’re in and we’ve been doing it since 1974.

What information will I likely need to provide?

  • Your name and address
  • Names or addresses of any witnesses or injured people
  • General loss information (what happened)
  • Your policy number if available

What happens after I report a claim?

A claims professional will review the details of your loss and start the claims process. If you have any questions after filing your claim, you must talk and deal with the claims representative working the claim. We can be a go between for you and the claims representative, but the claims rep from that particular company is the key person. We are here to help the process be as seamless as possible.

What should I do if I suffer property loss?

  1. If necessary, protect your property from further damage by making reasonable temporary repairs. Keep a record of repair costs and be sure to keep your receipts.
  2. Notify us
  3. If damage was caused by theft or vandalism, notify the police. Police reports are very important in the process
  4. If your loss is related to a bank electronic fund transfer or credit card, notify your financial institution.

What should I do after an auto accident?

  1. Notify the police.
  2. Collect the descriptions and specific damages to all vehicles, as well as the names and addresses of all people and witnesses involved.
  3. Notify us or the company that provides your insurance with details of the accident, so we can begin the claims investigation.
  4. Promptly send us copies of any letters, notices or legal papers you receive about the accident. You may be asked to submit documentation of your loss. If you were treated for injuries, you may be asked to submit that information as well.

How do I make a glass claim on my auto?

  • If you’re on the road and the damage obscures your vision, pull to a safe location and put on your emergency lights
  • Start your auto glass claim by giving us a call (304) 267-4915 or calling the Insurance company directly or making an online glass claim with that particular company.
  • Pick the date, time and place where you’d like the repair or replacement service performed
  • Make a note of your referral number

Some companies we write auto insurance through have mobil glass repair at your place of convenience, (home or work).

You’re free to have repairs done at a repair shop of your choosing, but please call us at (304) 267-4915 before agreeing to any work.

How do I report claims fraud?

  • Please give us a call (304)267-4915 or contact us online (The FIG) to start this process.

Pet insurance claim

Please contact us by phone (304) 267-4915 or online (The FIG) to help you with this claim. If you have pet insurance be sure to keep any invoices you have paid and we can help you with the claim after your pet has been treated by a veterinarian.

 

Life insurance claims

Dealing with the death of a loved one is never easy. At The FIG, we understand that it can be a stressful time. We’ll do everything we can to make the claims process less stressful for you. We’ve been helping beneficiaries with life insurance and annuity claims since 1974. We care about you and your family and we make extra strides to be compassionate in these difficult times. Remember we are there for YOU!

What documents do I need for a death benefit claim.

In addition to a completed claim, we also may request other documents, such as a copy of the death certificate. The death certificate is the standard form of documentation for a life insurance or annuity claim. A death certificate is issued by an authorized government agency, such as a county health department or local vital statistics office. The funeral home director may be able to acquire or help you acquire a copy.

 

 

 

By |March 12th, 2019|Categories: Uncategorized|0 Comments