Keep yourself and your snowmobile protected against collision, theft and vandalism.
Find out how a snowmobile insurance policy protects you, your sled and custom parts.
Many states require liability coverage by law. Collision coverage may also be required if you lease or finance your snowmobile.
Snowmobile insurance coverages
Bodily injury liability
If you cause an accident on your snowmobile and someone is injured, this coverage can help pay their medical bills and loss of income. Most states require liability coverage.
Property damage liability
This snowmobile coverage helps pay for damages to another person’s vehicle or property if you cause an accident. Most states require liability coverage. Please consult individual policy.
Collision pays for damage to your snowmobile if you hit another vehicle or object, another vehicle hits you, or your vehicle rolls over. This coverage also includes up to $2,000 for safety apparel, like helmets and eye protection.
Also known as “other than collision,” this coverage can help pay for damage to your vehicle from vandalism, theft, some weather events and accidents involving animals. This coverage also protects custom parts and equipment. Please consult individual policy.
UM coverage helps protect you and your snowmobile from uninsured drivers and hit-and-run accidents. Each state has its own uninsured motorist laws. Coverage is subject to policy coverage provisions and limits.
If you’re in an accident with a driver who does not have enough insurance to cover the costs of an accident, this coverage steps in. Coverage is subject to policy provisions and limits.
Available discounts make snowmobile insurance more affordable.
contact The FIG for a quote today.